UAE is one of the most specific destinations for expatriates in the world. In UAE 90% population are expats because everyone wants the best for themselves and for their families. If you are planning to go to UAE it is crucial to understand the health insurance before going.
Furthermore, there are two leading health insurance service providers for expatriates in the UAE are William Russell and Cigna Global.
William Russell Health insurance:
William Russell is an international health insurance company. It provides various health insurance plans for expatriates in the UAE. Insurance plans can be different in terms of coverage limits, costs, additional advantages, and other characteristics. It is important to select a plan that specifically matches your preferences because choosing the right health insurance in the UAE will fulfill your medical needs.
Cigna Global Insurance Plan:
Cigna Global Insurance is considered an international health insurance in the UAE. It provides various coverage for expatriates such as hospitalization, medical expenses, and many other health-related services which are given below:
- Cigna Global Insurance provides you with worldwide coverage. Expats get benefits not only in the UAE but globally.
- Cigna provides you different plans with different coverage so that you can choose a specific plan that suits your budget and needs.
What is UAE Expatriate Health Insurance?
Expats health insurance is made for expats which costs while you are staying in UAE. This insurance is important for you to protect yourself from miserable events such as accidents and illness and many more. However, the UAE provides two healthcare systems: private and public. In UAE 80% health care system is private on the other hand public health care costs zero and it is only for UAE nationals. Expatriates do not have free access to public health services.
Why Expatriates Need Health Insurance In the UAE:
If you are an expatriate and want to get access to the public healthcare system in the UAE then you are in the right place
First of all, you need to apply for a health card from the Ministry of Health so that you can get access to the public health care system in the UAE. Secondly, you need to get an expatriate health insurance plan also. All expats must have health insurance whether employed or unemployed while residing in the UAE. In case of failure to obtain health insurance charges may apply.
Understanding Health Insurance for Expats in the UAE:
As an expat, if your salary is less than 4000 AED you can get access to “The Essentials Benefits Plan” (EBP). The EPB provides you the same coverage as the public health care has in the UAE. This plan provides you with affordable medical care. Most expats choose EBP, the EBP costs between 550 and 650 AED per year (150-175USD). You will also have to sponsor health insurance for your house help in case you have it. However UAE has a highly developed health care system but when we talk about cost, medical services are expensive in UAE.
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